Debt Payoff Planner for Notion | Track, Strategize & Become Debt-Free Faster
Stop Drowning in Debt You Can't Track
Between credit cards, auto loans, student loans, mortgages, and medical bills - the average American carries $104,000+ in debt across multiple accounts. Most people don't know their true payoff date or how much they're losing to interest.
This Notion template solves that problem.
What You Get:
A complete debt command center that automatically tracks:
✅ Credit Cards - Chase, Capital One, Discover, Amex, Citi
✅ Loans - Auto, Personal, Student, Medical, Business
✅ Mortgages - Home loans, HELOCs, Refinances
✅ Other Debts - Medical bills, Tax payments, Family loans
Key Features:
🎯 Never Miss a Payment
- Automatic next payment date calculations
- Visual overdue alerts with color-coded urgency
- Upcoming payments dashboard view
- Quick status updates (Active, Not Started, Payoff)
💰 Track Every Dollar
- See remaining balance update automatically
- Track principal vs. interest paid
- Monitor monthly payment amounts
- Calculate true cost of each debt
📊 Financial Insights
- Total debt overview at a glance
- Progress bars showing payoff percentage
- Projected debt-free date
- Interest rate analysis
🎯 Choose Your Strategy
- Debt Avalanche - Pay highest interest first (save the most money)
- Debt Snowball - Pay smallest balance first (quick wins for motivation)
- Side-by-side comparison views
- See your debts ranked by each method
⚡ Smart Automation
- All calculations happen automatically
- No manual formulas to set up
- Connected databases update in real-time
- Set it once, works forever
📱 Works Everywhere
- Desktop, mobile, and web
- Notion Free and Paid plans
- Clean, beautiful interface
- Easy to customize
What's Inside:
5 Powerful Databases:
- Debts - Your main hub with balance tracking, interest rates, and payoff projections
- Payments - Every payment logged with date, principal, interest breakdown
- Creditors - Manage all lenders with contact info and total owed
- Summary - Real-time financial overview with all key metrics
- Loan Calculator - Plan new loans before you borrow (Bonus!)
Multiple View Types:
- 📋 Table views for detailed tracking
- 📅 Calendar views for payment scheduling
- 🖼️ Gallery views with progress bars
- 📊 Board views by status
- 🎯 Filtered views (Upcoming, Overdue, By Creditor)
Pre-Built Dashboard:
- Clean navigation with quick-add buttons
- Active debts gallery with visual progress
- Summary statistics card
- Upcoming payments section
- Strategy planning views
Example Data Included:
- 7 sample debts (Credit Cards, Auto Loan, Mortgage, Personal Loan, Medical)
- 6 creditors (Chase, Bank of America, Capital One, Wells Fargo, etc.)
- 80+ sample payments showing the system in action
- See exactly how it works before customizing
Perfect For:
- 💳 Credit Card Users tackling high-interest balances
- 🎓 Graduates managing student loan repayment
- 🏠 Homeowners tracking mortgages alongside other debts
- 🚗 Car Owners with auto loans to pay off
- 💼 Anyone ready to take control and become debt-free
Quick Setup (10 minutes):
- Download and duplicate to your Notion workspace
- Review the example data to understand the system
- Delete sample data and add your real debts
- Enter your balances, rates, and payment amounts
- Start tracking your journey to $0!
Detailed setup guide + video tutorial included.
Why This Template?
✨ Save Money - See exactly how much interest you'll pay and find the fastest payoff path
⏱️ Save Time - No more spreadsheets or logging into multiple accounts
😌 Reduce Stress - One dashboard shows your complete debt picture
📈 Stay Motivated - Visual progress bars celebrate every payment
🎯 Make Smart Choices - Compare Avalanche vs. Snowball strategies with real numbers
What You'll receive:
✓ Complete Notion template (duplicate & use immediately)
✓ 5 interconnected databases with 15+ formulas
✓ Example data to see the system in action
✓ Step-by-step setup guide
✓ Video walkthrough tutorial
✓ Avalanche & Snowball strategy guides
✓ Lifetime access (no subscription)
✓ Future updates included free
✓ Email support
Technical Requirements:
- Notion account (Free or Paid - both work!)
- Compatible with desktop, mobile, and web apps
- No coding knowledge required
- Fully customizable to your needs
FAQs:
Q: Will this work on Notion Free plan?
A: Yes! All features work on both Free and Paid Notion plans.
Q: Can I add more debt types?
A: Absolutely! Add unlimited debts with custom types.
Q: Is this a one-time payment?
A: Yes! Pay once, use forever. No subscriptions - you're here to eliminate those!
Q: Do you offer refunds?
A: Yes, 7-day money-back guarantee if you're not satisfied.
Q: What's the difference between Avalanche and Snowball?
A: Avalanche targets highest interest first (saves money). Snowball targets smallest balance first (quick wins). Both strategies are built into the template.
Q: I'm new to Notion. Is this easy to use?
A: Yes! Includes example data and step-by-step guide to get you started.
Q: Can I track debts in different currencies?
A: The template uses $ by default but can be customized for any currency.
Get Started Today
One-time payment: $9
That's less than one late payment fee - but this will help you stay on track and save thousands in interest over time.
Click "I want this!" to start your debt-free journey.
✅10-Minute Video Tutorial or Free 10-Minute Setup Call